edenfalling | college finances make no sense (Reply)

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edenfalling

I ran the numbers today and, hilariously, it turns out I actually made $4 by attending community college for a year.

This is because I took out a federal direct loan that I ended up not needing at all -- my Pell grant and local scholarship covered all my expenses, including book purchases -- so I just parked it in my savings account all year and let it earn (admittedly minimal) interest. Then I paid the whole balance back before the loan company could charge me any interest.

It's completely backwards and I love it. :D

Current Mood: amused
Current Location: ithaca, ny
Crossposts: https://edenfalling.livejournal.com/1120084.html

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Elizabeth Culmer

June 2025

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