boring computer stuff; unseasonable weather

I came home from work this evening only to discover that my computer had decided my wireless adapter didn't exist. No amount of restarting seemed to cure it of this delusion.

So I read another couple chapters of Niall Ferguson's The Ascent of Money (have I mentioned that I love nonfiction? because I do!) and then decided I might as well back up all my files on flash drives, which I hadn't done for a few months, because the wireless adapter blocks the flash drive slot. So I now have one flash drive with all my fanfiction and a second with all my original worlds and some other random files, and I am carrying them in my tote bag in case of, I don't know, my house burning down or something like that. *grin*

Apparently unplugging the wireless adapter also reset something in my computer, because when I plugged it back in, my internet connection came up in less than twenty seconds. *shakes head* I will never understand computers.

----------

In other news, apparently it's going to be nearly 80 degrees Fahrenheit in Ithaca on Friday, and maybe as high as 85 on the weekend. This is ridiculous. It's APRIL!

(Also, there is really no excuse for any temperature over about 79 degrees, unless it's water in a hot shower, but I recognize that mine is a minority opinion. *grin* There are reasons I'm never moving anywhere south of, say, Philadelphia.)

boring computer stuff; unseasonable weather

I came home from work this evening only to discover that my computer had decided my wireless adapter didn't exist. No amount of restarting seemed to cure it of this delusion.

So I read another couple chapters of Niall Ferguson's The Ascent of Money (have I mentioned that I love nonfiction? because I do!) and then decided I might as well back up all my files on flash drives, which I hadn't done for a few months, because the wireless adapter blocks the flash drive slot. So I now have one flash drive with all my fanfiction and a second with all my original worlds and some other random files, and I am carrying them in my tote bag in case of, I don't know, my house burning down or something like that. *grin*

Apparently unplugging the wireless adapter also reset something in my computer, because when I plugged it back in, my internet connection came up in less than twenty seconds. *shakes head* I will never understand computers.

----------

In other news, apparently it's going to be nearly 80 degrees Fahrenheit in Ithaca on Friday, and maybe as high as 85 on the weekend. This is ridiculous. It's APRIL!

(Also, there is really no excuse for any temperature over about 79 degrees, unless it's water in a hot shower, but I recognize that mine is a minority opinion. *grin* There are reasons I'm never moving anywhere south of, say, Philadelphia.)

wherein something is wrong with Liz's paycheck (and her credit card is still screwed up, too)

I got my paycheck for last week today, and while I expected it to be smaller than usual (I missed a day of work because I was sick), it was so much smaller I was a little suspicious. I checked the hours they claimed I'd worked, and got even more suspicious.

Normally I work 35-38.5 hours a week, depending on scheduling quirks. Last week I missed a 6.5 hour shift out of a scheduled 35.5 hours, so my final tally should've been about 29 hours.

My paycheck stub claims I worked not quite 24 hours. Something is obviously rotten in the state of STNC. :-(

I will report this to my manager tomorrow and hopefully get a corrected paycheck next week.

---------------

In other financial news, I am in the process of replying to the two credit card offers I've received since my current account had its credit limit slashed. I sent in to TransUnion for a copy of my credit report, to make sure I wasn't a victim of identity theft, and it turns out I'm safe there. My card company (Elan Financial) has simply decided that since I only have one card and have only had it for a year and a half, they don't have enough data to assess whether I'm a risky customer... and since I make less than $20,000 a year, I am obviously not worth keeping on their books.

Bastards.

So I also plan to call them tomorrow or Monday and (politely) rake them over the coals as the inconsiderate skinflints they are. *angelic smile*

...

You know, that credit report made me SO ANGRY. It kept saying that I had only one credit card, which meant I was obviously a bad credit risk -- even though I have never made a late payment, and only carried a balance once, when I had several big expenses in one month, and which I immediately paid off in full the next month! Let me quote you some of their idiocy:

Factors that impact your score:

1. You have too few credit accounts.
A healthy balance of credit and loan accounts is key to achieving a high credit score. It is important to build a record of responsible credit use over time with different types of accounts.

2. Time since oldest account opened is too recent.
Time is an important factor for a healthy credit score. Giving the accounts time to mature may allow creditors to better understand how you pay your debts.

3. You have no retail revolving accounts that can be used in determining a credit score.
A healthy balance of credit and loan accounts is key to achieving an high credit score. It is important to build a record of responsible credit use over time with different types of accounts.

4. You have no real estate accounts that can be used in determining a credit score.
A healthy balance of credit and loan accounts is key to achieving an high credit score. It is important to build a record of responsible credit use over time with different types of accounts.

Note: In addition to the factors listed above, the number of inquiries on your credit report has adversely affected your credit score.


So basically TransUnion is saying that because I'm not up to my eyebrows in debt with a mortage and six credit cards -- because I only use one credit card and pay the balance in full every month -- because I didn't need any credit until 2007 -- because they are too lazy to look at my years of timely and unproblematic rent and utility payments -- because (and this last one is the one that really makes me steam) various companies have inquired about me and then decided I was a good enough credit risk that they sent me credit card offers! -- I am not a good credit risk.

Unprintable bastards.

Whatever planet they get their definition of 'healthy credit' from is not Earth, that's all I have to say.


This post edited slightly when I came back to my senses and noticed how much I'd been cursing. *headdesk* I should not post in a blinding rage; anger does unfortunate things to my vocabulary.

wherein something is wrong with Liz's paycheck (and her credit card is still screwed up, too)

I got my paycheck for last week today, and while I expected it to be smaller than usual (I missed a day of work because I was sick), it was so much smaller I was a little suspicious. I checked the hours they claimed I'd worked, and got even more suspicious.

Normally I work 35-38.5 hours a week, depending on scheduling quirks. Last week I missed a 6.5 hour shift out of a scheduled 35.5 hours, so my final tally should've been about 29 hours.

My paycheck stub claims I worked not quite 24 hours. Something is obviously rotten in the state of STNC. :-(

I will report this to my manager tomorrow and hopefully get a corrected paycheck next week.

---------------

In other financial news, I am in the process of replying to the two credit card offers I've received since my current account had its credit limit slashed. I sent in to TransUnion for a copy of my credit report, to make sure I wasn't a victim of identity theft, and it turns out I'm safe there. My card company (Elan Financial) has simply decided that since I only have one card and have only had it for a year and a half, they don't have enough data to assess whether I'm a risky customer... and since I make less than $20,000 a year, I am obviously not worth keeping on their books.

Bastards.

So I also plan to call them tomorrow or Monday and (politely) rake them over the coals as the inconsiderate skinflints they are. *angelic smile*

...

You know, that credit report made me SO ANGRY. It kept saying that I had only one credit card, which meant I was obviously a bad credit risk -- even though I have never made a late payment, and only carried a balance once, when I had several big expenses in one month, and which I immediately paid off in full the next month! Let me quote you some of their idiocy:

Factors that impact your score:

1. You have too few credit accounts.
A healthy balance of credit and loan accounts is key to achieving a high credit score. It is important to build a record of responsible credit use over time with different types of accounts.

2. Time since oldest account opened is too recent.
Time is an important factor for a healthy credit score. Giving the accounts time to mature may allow creditors to better understand how you pay your debts.

3. You have no retail revolving accounts that can be used in determining a credit score.
A healthy balance of credit and loan accounts is key to achieving an high credit score. It is important to build a record of responsible credit use over time with different types of accounts.

4. You have no real estate accounts that can be used in determining a credit score.
A healthy balance of credit and loan accounts is key to achieving an high credit score. It is important to build a record of responsible credit use over time with different types of accounts.

Note: In addition to the factors listed above, the number of inquiries on your credit report has adversely affected your credit score.


So basically TransUnion is saying that because I'm not up to my eyebrows in debt with a mortage and six credit cards -- because I only use one credit card and pay the balance in full every month -- because I didn't need any credit until 2007 -- because they are too lazy to look at my years of timely and unproblematic rent and utility payments -- because (and this last one is the one that really makes me steam) various companies have inquired about me and then decided I was a good enough credit risk that they sent me credit card offers! -- I am not a good credit risk.

Unprintable bastards.

Whatever planet they get their definition of 'healthy credit' from is not Earth, that's all I have to say.


This post edited slightly when I came back to my senses and noticed how much I'd been cursing. *headdesk* I should not post in a blinding rage; anger does unfortunate things to my vocabulary.